Privacy Policy

Lender Information

Company Name: Regent Finlease Private Limited
Corporate Identification Number (CIN): U65999DL1996PTC082042
Non-Banking Financial Company (NBFC) License No.: A-04.25675

WaloCash (as "we" or "us") respects and attaches importance to protecting the privacy of users. In order to give you better service, the following Privacy Policy describes the information we processing, including how we collect, use, share, store and protect your personal data. Please read this privacy policy carefully and decide whether to agree or not.
If You have any questions about this Privacy Policy, please contact us at help@regent-finlease.com.

1. Privacy Policy Changes

We will update this Privacy Policy from time to time. We will notify you by email or SMS and notice on the website before the change takes effect. We recommend that you check this Privacy Policy immediately to obtain and understand the latest information changes.

2. Collection Of Personal Data

When you browse our APP or submit a loan application in our APP, we may collect your personal information to our server (https://regent-finlease.com). The information are as follows:

1) Location

We request location permission in order to expedite the KYC (Know Your Customer) application process, enhance credit evaluation, and provide you with improved services. Verifying your address information and conducting ongoing credit assessments are part of this process. Furthermore, granting location permission helps enhance the security of your account and prevents unauthorized access.

2) Camera

We require camera permission to provide better services, such as capturing ID photos and taking self-portraits. This will enhance your credit rating evaluation and expedite the loan approval process.

3) Log

We may collect information about your use of certain functions. For example, cookies and other anonymous identifier technologies, IP addresses, network request information, temporary message history, standard system login, and crash information.

4) Information from Business Partners and other Third Parties

We may obtain your personal information through other third-party sources. We combine the information obtained from business partners and other three-party sources with the information we collect from you or your device to help us verify the information.

3.Children’s Personal Information

Our APP is designed for the general population and is not intended for children unless otherwise stated. We will not collect personal information of children under the age of 18. If we inadvertently collect the children's personal information, parents can contact us through the “Contact Details” in this Privacy Policy.

4.Scope

This Privacy Policy applies to all users of the WaloCash application (“our APP”). We recommend that you carefully read this Privacy Policy, so that you can better understand how we collect and process your personal data and the purpose of collecting this information. This privacy agreement is a supplement to other notices and privacy agreements of our application, but other notices and privacy policies do not override it. The terms in the Privacy Policy have the same meaning as those in the Terms of Service, unless otherwise stated in the privacy agreement. PLEASE NOTE THAT, the following situations does NOT apply to this Privacy Policy:
1) Any information or personal data collected by other third parties, whether accessed through our applications or not;
2) Any information or personal data collected by other third parties through advertising services provided by our applications.
Please refer to the Privacy Policy of the third party.

5.Cookies

We will use cookies to help us record your information. It is a small file, which will be added after you agree. It provides us with some functions to help the application collect some of your preference information, customize the operation according to your needs and preferences, and help you better use our application.
Cookies will never allow us to access your computer or any information about you except the data you choose to share with us. You can also choose to accept or reject cookies. Most web browsers automatically accept cookies, but you can also modify your browser settings to reject cookies if you want. However, this may prevent you from making full use of the website.

6.Accessing and Modifying Your Personal Information

You can check and modify your personal information by logging in to the user account on our APP or contacting us through our contact information in this Privacy Policy. In order to get better service, please update your information when it changes.

7.How We Protect Your Personal Information

We will try our best to protect your personal information we collect. We have taken a series of necessary measures. For example, our employees will sign a confidentiality agreement and abide by the confidentiality policy to restrict users' access to users' personal information unless necessary for work. However, we cannot guarantee absolute security. Information sent through the Internet may be intercepted by a third party, and we are not responsible for such interception.

8.How We Use Your Personal Data

Within the legal scope of the jurisdiction, we will use the relevant personal data we collect from you in the following ways:
1) Any steps you require us to perform before you sign the contract, or you enter into and perform our contract;
2) Provide the information, products or services you require us to provide;
3) To understand the product usage information;
4) In order to better query the loan in our application, we will create an account for you to store your previous information; 5) We will observe your online activities for better personalized services (if you allow);
6) In order to ensure our legitimate rights and interests( or those of a third party), your interests and fundamental rights will not override our (or any third party's) legitimate interests;
7) The personal information we hold belongs to the transferred assets, no matter when our company is merged, split, restructured or dissolved, or continues to operate, applies for bankruptcy, liquidation or similar procedures;

9.How We Share Your Personal Data

Our suppliers provide relevant support and services for our applications, and we may share your personal information with our suppliers, as follows:
1) Providers of related products for our applications;
2) Third parties that provide you with relevant services;
3) Advertising service providers and partners of advertising service providers;
4) With your consent, a third party who sells or transfers business or assets for cooperative products, legal and security purposes.

10.How Long We Store Your Personal Data

If you have a valid registration in our application and there is an amount(s) payable to the Product Providers, we will always store your personal data. If you need us to delete your personal data, you can send us a reasonable written request. When we deal with personal data in the server and backed-up, there may be delays or invalid deletion.

11.Advertising

If you click the advertisement displayed on our application, you will enter the third-party website or application, which is not under our control. Please refer to the Privacy Policy of them.

12.Contact Us

If you have any questions, please feel free to contact us.
Email: help@regent-finlease.com